:root{--navy:#0f1f44;--navy2:#162b5c;--gold:#c9a24a;--gold2:#e0bf72;--cream:#f6f2e9;--ink:#1c2338;--mut:#5d6580}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
h1,h2,h3{font-family:'Playfair Display',Georgia,serif;line-height:1.2;color:var(--navy)}
a{color:inherit;text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:1px solid rgba(201,162,74,.35)}
.nav{display:flex;align-items:center;justify-content:space-between;height:84px}
.nav img{height:66px;width:auto}
.nav ul{display:flex;gap:34px;list-style:none;align-items:center}
.nav a.l{color:#fff;font-size:15px;letter-spacing:.04em;padding:6px 0;border-bottom:2px solid transparent;transition:.2s}
.nav a.l:hover,.nav a.l.on{color:var(--gold2);border-color:var(--gold)}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;padding:14px 30px;letter-spacing:.04em;border:0;cursor:pointer;font:inherit;font-weight:700;transition:.2s}
.btn:hover{background:var(--gold2);transform:translateY(-2px)}
.btn.sm{padding:10px 20px;font-size:14px}
.btn.ghost{background:transparent;color:#fff;border:1px solid var(--gold)}
.btn.ghost:hover{background:rgba(201,162,74,.15)}
.burger{display:none;background:none;border:0;color:var(--gold);font-size:30px;cursor:pointer}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:110px 0 120px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(201,162,74,.07) 1px,transparent 1px),linear-gradient(90deg,rgba(201,162,74,.07) 1px,transparent 1px);background-size:56px 56px}
.hero .wrap{position:relative}
.eyebrow{color:var(--gold);letter-spacing:.2em;font-size:13px;font-weight:700;text-transform:uppercase;margin-bottom:18px}
.hero h1{color:#fff;font-size:clamp(38px,5.6vw,66px);max-width:820px}
.hero h1 em{color:var(--gold2);font-style:normal}
.hero p{max-width:620px;margin:26px 0 38px;color:#d6dcf0;font-size:19px}
.hero .row{display:flex;gap:16px;flex-wrap:wrap}
.pagehead{background:var(--navy);color:#fff;padding:80px 0;border-bottom:4px solid var(--gold)}
.pagehead h1{color:#fff;font-size:clamp(34px,4.5vw,52px)}
.pagehead p{color:#d6dcf0;max-width:640px;margin-top:14px;font-size:18px}
section{padding:90px 0}
.cream{background:var(--cream)}
.navybg{background:var(--navy);color:#fff}.navybg h2,.navybg h3{color:#fff}
.sec-h{max-width:640px;margin-bottom:50px}
.sec-h h2{font-size:clamp(30px,3.6vw,42px)}
.sec-h p{color:var(--mut);margin-top:14px}
.navybg .sec-h p{color:#c4cce4}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border-top:3px solid var(--gold);padding:36px 32px;box-shadow:0 8px 30px rgba(15,31,68,.08);transition:.25s}
.card:hover{transform:translateY(-5px);box-shadow:0 14px 38px rgba(15,31,68,.14)}
.card .n{color:var(--gold);font-weight:700;letter-spacing:.15em;font-size:13px;margin-bottom:12px}
.card h3{font-size:23px;margin-bottom:12px}
.card p{color:var(--mut);font-size:16px}
.card ul{margin:14px 0 0 18px;color:var(--mut);font-size:15px}
.card ul li{margin-bottom:6px}
.pillar{padding:26px 22px;border:1px solid rgba(201,162,74,.4)}
.pillar h3{font-size:19px;margin-bottom:8px;color:var(--gold2)}
.pillar p{color:#c4cce4;font-size:15px}
.quote{font-family:'Playfair Display',serif;font-size:26px;line-height:1.4;color:#fff;border-left:3px solid var(--gold);padding-left:26px;margin-bottom:46px;max-width:760px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:s}
.step{position:relative;padding:34px 28px 30px;background:#fff;box-shadow:0 8px 30px rgba(15,31,68,.08)}
.step:before{counter-increment:s;content:"0" counter(s);position:absolute;top:8px;right:18px;font-family:'Playfair Display',serif;font-size:64px;color:rgba(201,162,74,.28);font-weight:700}
.step h3{font-size:24px;margin-bottom:10px}
.step p{color:var(--mut);padding-right:46px}
.cta{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;text-align:center;padding:90px 0}
.cta h2{color:#fff;font-size:clamp(30px,3.6vw,44px);margin-bottom:16px}
.cta p{color:#d6dcf0;max-width:560px;margin:0 auto 32px}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:start}
.split p{margin-bottom:18px;color:var(--mut)}
.vals{display:grid;gap:18px}
.val{border-left:3px solid var(--gold);padding:6px 0 6px 20px}
.val h3{font-size:19px;margin-bottom:4px}.val p{margin:0;font-size:15px}
form{display:grid;gap:18px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:18px}
label{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);display:block;margin-bottom:6px}
input,select,textarea{width:100%;padding:14px;border:1px solid #cfd4e3;font:inherit;background:#fff;border-radius:0}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
textarea{min-height:150px;resize:vertical}
.hp{position:absolute;left:-9999px}
.info{background:var(--navy);color:#fff;padding:38px 32px;border-top:3px solid var(--gold)}
.info h3{color:#fff;font-size:22px;margin-bottom:10px}
.info p{color:#c4cce4;margin-bottom:22px}
.info a{color:var(--gold2);font-weight:700;word-break:break-all}
footer{background:#0a1530;color:#aeb7d3;padding:60px 0 28px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;margin-bottom:40px}
footer img{height:70px;margin-bottom:14px}
footer h4{color:var(--gold2);font-size:13px;letter-spacing:.15em;text-transform:uppercase;margin-bottom:14px}
footer li{list-style:none;margin-bottom:8px}
footer a:hover{color:var(--gold2)}
.copy{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;font-size:14px}
@media(max-width:900px){.grid3,.grid4,.steps,.split,.fgrid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}}
@media(max-width:680px){.grid2,.grid3,.grid4,.steps,.fgrid,.frow{grid-template-columns:1fr}
.burger{display:block}.nav ul{display:none;position:absolute;top:84px;left:0;right:0;background:var(--navy);flex-direction:column;padding:20px 24px 28px;gap:18px;align-items:flex-start;border-bottom:2px solid var(--gold)}
.nav ul.open{display:flex}.hero{padding:70px 0 80px}section{padding:64px 0}.nav img{height:52px}}